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The Curse? of Self-Employment
You work for yourself. You have the privilege of risking your cash and covering overhead. You get to work twice as hard as other people, maybe even for less money. But what you have is yours. There is...
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Ask Joe Money
We get a lot of questions at The Mortgage Insider. It seemed to me that it would be a good idea to have my alter ego, Joe Money, handle some of them for me. Here’s what showed up in the ol’ mailbox...
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Obama Taps Brown Alumna for Fed Chair
I’ll admit it: I’m proud of my alma mater, Brown University. There. I’ve said it. Since its founding in 1764, Brown has produced a long list of achievers: political leaders, inventors, authors,...
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The Appraisal Dartboard
My client was ecstatic. After making offers on five different properties, he had finally gotten an acceptance. He had prevailed over three competing offers because his offer was more than $20,000 above...
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Sorry, Mr. Bernanke; your loan is denied.
“My loan is WHAT?” The voice on the other end of the line was shrill—very different from the measured tones most of us had heard from the Chairman of the Federal Reserve, the central bank of the United...
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The Horror of the FHA Mortgage
HUD Secretary Julián Castro I came across an article recently in one of the mortgage industry trade rags: “Republicans Hammer Castro over FHA Premium Reduction.” A little backstory: FHA is a federally...
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Talking to Reporters about Mortgages
I spend a fair amount of time speaking with journalists who are working on stories about the housing and mortgage industry. I like to help out, and it does give one a bit of an ego boost to see your...
View ArticleHomebuying 101 is Here!
After months months of pre-production, taping and post-production, we are FINALLY ready to begin releasing our consumer-empowering video production, Homebuying 101. These short movies will give you...
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How your loan gets approved
Once your loan officer submits your loan package for approval, it goes through a mysterious process called “underwriting.” When you know what that process is, though, you’ll see that it really is...
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Homebuying 101–Pricing Adjustments
The rates you see on line are probably not the rate you can actually get. This movie explains why. The post Homebuying 101–Pricing Adjustments appeared first on The Mortgage Insider.
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